Rental Property Coverage
Comprehensive protection tailored for Texas landlords, ensuring your investment and income remain secure.
Dwelling Protection
Covers the physical structure of your rental against fire, wind, and Texas storm damage. Essential for long-term equity security.
Loss of Rent
Protects your cash flow. If a covered loss makes your property uninhabitable, this replaces the lost rental income during repairs.
Landlord Liability
Critical defense against legal claims. Provides coverage for accidents occurring on your property and tenant-related lawsuits.
Liability Protection
In the complex Texas legal landscape, robust liability coverage isn't just a precaution—it's a necessity. We insulate your personal wealth from tenant-related risks and legal scenarios.
Injury Claims
Tenant Slip & Fall
Protects you if a tenant or guest is injured due to property defects like uneven walkways or loose stairs.
Property Damage
Neighboring Assets
Extends liability if property damage at your rental spreads to neighboring Texas residences or lots.
Legal Costs
Defense & Judgments
Covers expensive legal defense fees, settlements, and court awards so you don't pay out of pocket.
Wrongful Acts
Personal Injury
Coverage against non-physical claims like libel, slander, or invasion of privacy regarding your tenants.
Policy Comparison
Why specialized landlord coverage?
Standard homeowners policies often exclude coverage for rental activities. Our specialized Texas landlord insurance bridges the gap, protecting your investment from income loss and unique liability risks.
Homeowners Policy
Primary Dwelling: Full protection for your own home only.
Personal Property: Covers all items inside your home.
Liability: Basic personal liability protection.
Landlord Policy
Rental Dwelling: Protection for property you lease to others.
Landlord Items: Covers appliances & tools left for tenant use.
Rent Loss: Replaces lost income during covered repairs.