Effective Date: October 1, 2026

JMK Professional Services LLC DBA M91 Agency (“M91 Agency,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information entrusted to us. This Privacy Policy explains how we may collect, use, disclose, and protect information obtained through our website and in connection with the insurance products and services we provide.

Information We Collect
 

We may collect personal information that you voluntarily provide when requesting an insurance quote, completing an application, contacting our agency, or obtaining or servicing an insurance policy.
 

Information collected may include your name, address, telephone number, email address, date of birth, driver's license information, vehicle information, property information, business information, insurance history, claims information, and other information necessary to obtain insurance quotes or provide insurance services.
 

We may also receive information from insurance carriers, consumer reporting agencies, motor vehicle records, claims databases, public records, and other third-party sources as permitted by law.

How We Use Your Information

We may use information collected to:
 

• Provide insurance quotes and coverage options;

• Submit applications to insurance carriers;

• Bind, issue, renew, or service insurance policies;

• Communicate with you regarding your insurance needs;

• Process authorized transactions;

• Verify information and assist with underwriting;

• Maintain required business records;

• Prevent fraud or unauthorized activity; and

• Comply with applicable legal and regulatory requirements.
   

Sharing of Information
 

As an independent insurance agency, M91 Agency may share information with insurance companies, managing general agents, wholesalers, brokers, insurance marketplaces, premium finance companies, and other insurance-related organizations when reasonably necessary to obtain quotes, place coverage, or service your insurance policies.
 

We may also share information with third-party service providers that assist us with business operations, technology, communications, payment processing, document management, or other services.

We may disclose information when required or permitted by law.

M91 Agency does not sell personal information to unrelated third parties for their independent marketing purposes.

Website Information and Cookies
 

Our website may automatically collect certain technical information, such as your IP address, browser type, device information, pages visited, and general website usage information.
 

We may use cookies or similar technologies to operate our website, improve its functionality, analyze website traffic, and improve the user experience.

Information Security
 

M91 Agency maintains reasonable administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, use, or disclosure.
 

However, no method of electronic transmission or storage is completely secure, and we cannot guarantee the absolute security of information transmitted electronically.
 
Text Messages and Email
 

If you provide your telephone number or email address, M91 Agency may use that information to communicate with you regarding insurance quotes, applications, policies, renewals, documentation, and customer service matters.
 

If you consent to receive text messages, message and data rates may apply and message frequency may vary. You may opt out of text communications by replying STOP.
 

Mobile telephone numbers and SMS consent information will not be sold or shared with third parties for their independent marketing or promotional purposes.

Third-Party Websites
 

Our website may contain links to insurance carriers or other third-party websites. M91 Agency is not responsible for the privacy practices or content of third-party websites. We encourage you to review their privacy policies before providing personal information.

Your Information
 

You may contact M91 Agency to request that we update or correct personal information maintained by our agency, subject to applicable legal, regulatory, and insurance record-retention requirements.

Changes to This Privacy Policy
 

M91 Agency may update this Privacy Policy from time to time. Any changes will be posted on our website with an updated effective date.

Contact Us
 

If you have questions about this Privacy Policy or how your information is handled, please contact:

M91 Agency
Admin@M91agency.com
Website: m91agency.com